Privacy Policy

Last Updated: February 15, 2025
Your privacy matters to us. This comprehensive policy explains how zelonquarivath collects, uses, protects, and manages your personal information when you use our economic planning services.

Information We Collect

When you interact with zelonquarivath's financial planning platform, we collect several types of information to provide you with personalized economic guidance and maintain our service quality.

Personal Information
  • Full name, email address, and phone number when you create an account
  • Residential address and employment details for financial assessment purposes
  • Date of birth and identification information as required by Australian financial regulations
  • Banking information and financial account details you choose to connect
  • Income, expenses, and investment preferences shared through our planning tools
Usage and Technical Information
  • Device information, IP addresses, and browser specifications
  • Pages visited, features used, and time spent on our platform
  • Search queries and interaction patterns within our economic planning tools
  • Communication preferences and feedback submitted through our forms

We never collect sensitive information without your explicit consent and clear explanation of how it will be used to improve your financial planning experience.

How We Use Your Information

Your information helps us deliver effective economic planning services tailored to your unique financial situation and goals. We process your data for several specific purposes.

Service Delivery

We analyze your financial data to create personalized budgeting strategies, investment recommendations, and economic planning roadmaps. This includes generating reports, tracking your progress toward financial goals, and providing relevant educational content about economic trends affecting your situation.

Communication and Support

Your contact information allows us to send important account updates, respond to your inquiries, and share relevant financial insights. We may contact you about significant changes to your financial plan or new features that could benefit your economic planning journey.

Platform Improvement

Usage data helps us understand which features provide the most value to our users and identify areas where we can enhance the economic planning experience. This includes analyzing common user pathways and optimizing our tools based on real usage patterns.

Legal and Regulatory Compliance

As a financial services provider in Australia, we maintain records and process information to comply with relevant regulations, including anti-money laundering requirements and financial reporting obligations.

Information Sharing and Disclosure

zelonquarivath takes a conservative approach to sharing your personal information. We only disclose your data in specific circumstances and always with appropriate safeguards in place.

Service Providers and Partners

We work with trusted third-party providers to deliver certain aspects of our economic planning services. This includes payment processors for subscription management, cloud hosting services for data storage, and analytics platforms for service improvement. All partners sign strict confidentiality agreements and can only access information necessary for their specific services.

Legal Requirements

We may disclose your information when required by Australian law, court orders, or regulatory authorities. This includes situations involving suspected fraud, threats to public safety, or compliance with financial services regulations. We will notify you of such disclosures unless legally prohibited from doing so.

Business Transfers

Should zelonquarivath be involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We would provide advance notice and ensure the new entity maintains equivalent privacy protections.

We never sell your personal information to third parties for marketing purposes or share your financial data with organizations outside our approved service provider network.

Your Privacy Rights

Under Australian privacy legislation, you have several important rights regarding your personal information. We're committed to honoring these rights and making them easy to exercise.

Access and Correction

You can request access to all personal information we hold about you and ask us to correct any inaccuracies. This includes your financial profiles, communication preferences, and usage history. We'll provide this information in a clear, understandable format within 30 days of your request.

Data Portability

You have the right to receive your personal information in a structured, commonly used format that allows you to transfer it to another service provider if you choose. This includes your financial planning data, goal tracking information, and account preferences.

Deletion and Erasure

You can request deletion of your personal information, subject to our legal obligations to maintain certain records. We'll delete your data within 60 days of a valid deletion request, except where we're required to retain information for regulatory compliance purposes.

Marketing Communications

You can opt out of marketing communications at any time using the unsubscribe links in our emails or by updating your preferences in your account settings. Essential service communications will continue to ensure you receive important account and security information.

Data Security and Protection

Protecting your financial information is our highest priority. We employ multiple layers of security to safeguard your data against unauthorized access, disclosure, or misuse.

Technical Safeguards

All data transmission occurs over encrypted connections using industry-standard TLS protocols. Your information is stored on secure servers with restricted access controls and regular security audits. We use advanced authentication systems and monitor for suspicious activity 24/7.

Physical Security

Our data centers maintain strict physical security measures, including biometric access controls, surveillance systems, and environmental monitoring. Only authorized personnel can access servers containing your information.

Employee Training

All zelonquarivath team members receive comprehensive privacy and security training before accessing any user data. We maintain strict internal policies about information handling and regularly update our security procedures based on emerging threats and best practices.

Incident Response

In the unlikely event of a security incident affecting your information, we have detailed response procedures to contain the issue, assess the impact, and notify affected users promptly. We work closely with cybersecurity experts and relevant authorities to address any security concerns.

Data Retention and Deletion

We retain your information only as long as necessary to provide our services and comply with legal obligations. Different types of data have different retention periods based on their purpose and regulatory requirements.

Active Account Data

While your account remains active, we maintain your financial planning information, preferences, and usage history to provide ongoing service. You can update or delete specific pieces of information through your account settings at any time.

Inactive Account Procedures

If you don't use your account for 24 months, we'll send reminders about potential account closure. After 36 months of inactivity, we'll delete your account data except where required to maintain records for regulatory purposes.

Legal Retention Requirements

Some information must be retained longer due to Australian financial services regulations. This includes transaction records, compliance documentation, and certain identification information. We maintain these records securely and delete them as soon as legally permissible.

You can request early deletion of your account and associated data at any time, subject to our legal obligations to maintain certain records.

Privacy Questions?

For any privacy-related inquiries or to exercise your rights regarding your personal information, contact our Privacy Officer:

28 Woodger Parade, Karabar NSW 2620, Australia
Phone: +61 410 651 669
Email: privacy@zelonquarivath.com
This Privacy Policy is effective as of February 15, 2025, and replaces all previous versions. We may update this policy periodically to reflect changes in our practices or legal requirements. Material changes will be communicated to you via email or prominent notice on our platform.